Vital Certifications and Benchmarkings Services
VITAL CERTIFICATIONS AND BENCHMARKINGS SERVICES is one of the leading , dynamic and a result oriented professional business management organizations and certification group, offering international certification services to organizations of all nature and size to improve quality and effectiveness of the system and enhance the productivity by offering systematic approaches. Our main objective is to help Micro and Small Enterprises (MSMEs) and their organization improve profitability, through better utilization of all of your resources.
Our services
· Qms certifications
· Product certifications
· Ratings
· Benchmarkings
· Research
· Evaluations
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VITAL CERTIFICATIONS AND BENCHMARKINGS SERVICES specialize in the entire range of ISO management system certification standards. Our ISO Consultants provide world class consulting services and training for achieving ISO 9001:2008, ISO 13485, Quality Management, ISO 14001 Environment Management, HACCP / ISO 22000 Food Safety Management, OHSAS/ISO 18001Occupational Health & Safety, ISO 27001 Information Security Management, SA 8000Social Accountability, CE-Marking Product Certifications TS 16494 Auto industries, Trade Mark Registration etc.
Vital Certifications and Benchmarkings Services :
VITAL CERTIFICATIONS AND BENCHMARKINGS SERVICES specialize in the entire range of ISO Certification Standards and Ratings. Our ISO Certification Consultants provide world class consultancy services and training for achieving ISO Certification standards.
With Vital Certifications and Benchmarkings Services iso consulting,
1, You concentrate on your bussiness while we create the rich virtual assest for you
2, You don't need to hire expensive professional we are just a call away!
3, Our professional maintain the credibility of your company.
Quality Management System that serves to control quality in the critaical activities of an organization by bringing together resources, equipment, people and procedures.
Quality has a longer history in our lives than both cost and productivity and is the only one of the three that is a common concern of both companies ans costomers.
Why us
Covering All Major Quality Management Standards
Customized Training Programs
Efficient Human Resource Management
Adopting Latest Management Techniques
World Class Trained Assessors
Quality management System (QMS) certification as per ISO 9001:2008 is an important opportunity that can enable the organization to acquire the label of an enterprise caring for the customer needs and improve their economic performance at the same time. QMS provides an organization a systematic structured documented and effective approach to consistently maintain the product quality meeting customer requirements.
Benefit of ISO International Standards
· Effective Quality Management Control
· Marketing Advantage
· Increased Customer Confidence
· Employee Morale
· Cutting the cost of poor quality
· International Acceptance
· Increased transparency and accountability
· The edge over competitors who are not accredit
A Credit Ratings reflects Credit Ratings Agency's current opinion on the relative likelihood of timely payment of interest and principal on the rated obligation. It is an unbiased, objective, and independent opinion as to the issuer's capacity to meet its financial obligations.
Credit ratings are
a. An opinion on probability of default on the rated obligation
b. Forward looking
c. Specific to the obligation being rated
d. But they are not
e. A comment on the issuer's general performance
f. An indication of the potential price of the issuers' bonds or equity shares
g. Indicative of the suitability of the issue to the investor
h. A recommendation to buy/sell/hold a particular security
i. A statutory or non-statutory audit of the issuer
j. An opinion on the associates, affiliates, or group companies, or the promoters, directors, or officers of the issuer
k. ratings are based on a robust and clearly articulated analytical framework, which ensures comprehensiveness, standardisation, comparability, and effective communication of the ratings assigned and of every timely rating action. The assessment is based on the highest standards of independence and analytical rigour.
The Credit Ratings are used by a wide range of entities, including Industrial companies, Banks, Non-banking financial companies (NBFCs), Infrastructure entities, Microfinance institutions, Insurance companies, Mutual funds, State governments
Urban local bodies
| Why Ratings? |
| Regulatory Recognition
The Ratings are recognized by Government of India and regulatory agencies in India. The Ratings agencies we represent are registered with the Securities and Exchange Board of India. RBI, NABARD, NHB and NSIC. RBI has also recognized as eligible external credit rating agencies for the purpose of Basel II implementation in India
Professional
The Ratings endeavor has been to provide investors and risk managers with independent, authentic and insightful credit opinions based on detailed in-depth research, which encompasses detailed analysis of risks that affect credit quality of an issuer. The rating analyst strength consists of large number of well qualified and multi-faceted professionals from diverse backgrounds such as; financial analysts, economists, sector specialists, chartered accountants, chartered financial analysts and financial risk managers.
Wide Sectoral Coverage
We are a full service company representing various rating agencies offering a wide range of rating and grading services which includes rating debt instruments/enterprise ratings of Corporate, Banks, Financial Institutions (FIs), Public Sector Undertakings (PSUs), State Government bodies, Municipal Corporations, Non-banking Finance Companies (NBFCs), SMEs, Micro finance institutions, Structured finance Securitization transactions. In addition, Ratings undertakes Corporate Governance ratings, Mutual Fund Credit quality ratings, IPO grading, Claims Paying Ability rating of Insurance Companies, Grading of Construction Entities and Issuer ratings.
Market Acceptance
The various rating agencies we represent has a significant rating coverage of the Indian Banks and Financial Institutions, who are also amongst the major investors in the Indian bond markets. This, acknowledges the confidence of Indian Institutional Investors in Ratings. ratings are also used by a wide range of investors including Mutual Funds, Insurance companies, Provident funds, Corporate and Retail investors. |
Rating/Grading Services
Credit Rating is an opinion on the relative ability and willingness of an issuer to make timely payments on specific debt or related obligations over the life of the instrument.
We provide varioys types of ratings including
Credit Rating of Debt Instruments
a. Commercial Paper
b. Fixed Deposits
c. Bonds and Debentures
d. Redeemable Preference Shares
e. Loans
f. Certificate of Deposits
g. Structured Obligations
h. Issuer Rating
Loan Rating (Under Basel II - Long-term & Short-term) – Basel II FAQ’s
IPO Grading
Recovery Ratings
Fund Credit Quality Rating
Rating of Capital Protection Schemes
Securitisation Rating : ABS/MBS
Claims Paying Ability Rating of Insurance Companies
Corporate Governance Ratings
SME Rating
Infrastructure Ratings
Sub-sovereign Ratings
Microfinance Institution (MFI) Grading
Grading of the Construction Entities
Grading of courses offered by Maritime Training Institutes (MTIs)
Rating of Parallel Marketers of LPG and Kerosene
Rating of Collective Investment Schemes
SSI Rating
Rating of Urban Local Bodies/Multiple Bonds
Rating of Urban Local Bodies under JNNURM
Issuer Ratings For State and Local Governments, Corporates, Banks and Financial Institutions
Short Term Ratings For Commercial Paper, CDs of Banks and Corporate
Long Term Ratings For Bonds, Debentures, Structured Products of Corporate
Long Term Ratings for Tier I and Tier II Capital of Banks
Fixed Deposit Ratings
Mutual Funds Ratings
Bank Loan Ratings*
SME Ratings
Facility Ratings
IPO Grading
Insurance Company Ratings
Corporate Governance Ratings
Real Estate Project Ratings
Real Estate Developer Ratings
Small & Medium Enterprises (SME’s) Ratings
Indian Small and Medium Enterprises are playing more and more important role in economy and has gained rapid development in recent years. However, financing difficulty is a predominant and common problem for the SME’s in India. One of the solutions is to establish a credit rating method which can help SME’s to access finance. Brickwork is committed to help the SME sector by offering ratings.
The unique characteristics of SMEs, which are broadly identified by low capitalisation, limited recognisable assets, geographical diversity, short business lifespan, poor access to capital markets, huge cash intensity in transactions, absence of dependable credit information/history and other internalized issues of promoters, to enable reasonably good credit decisions, poor financial disclosure on tax and other business issues, high credit risk perceptions coupled with high borrowing cost, low concentration on financial and non-financial activities and slow acceptance of changes through technology-based solutions.
Hence, the following qualitative characteristics to define an SME:
Strong links between the entity, the owner, and the owner's family.
An organizational structure that features owner management, or the owner or the owner's family members, on the supervisory board.
An organizational structure with historically close relationships between management and employees.
Existing funding availabilities that are based predominantly on bank facilities and loans.
Limited or no access to the equity or capital markets.
Limited financial flexibility due to restrictions in the company's capacity to raise new equity. Most owners have only limited capital resources to support capital increases, or may be unwilling to provide support.
Brickwork SME rating criteria includes five main categories: Financial Conditions, Characteristic and Perspective of the product, Operation Risk and Competitive Strength, Management Measure and Conditions of Industry of evaluated SMEs. Every main category also includes several sub-criteria as follows:
MICRO, SMALL AND MEDIUM ENTERPRISE RATING BENEFITS
a. Assists in risk management by highlighting parameters measuring operational, financial and business risk.
b. Enhance acceptability with Banks, Financial Institutions and provides access to cheaper and timely credit.
c. It is a “holistic health check-up of the unit” that establishes credibility, goodwill and assists in dealing with large companies.
d. Helps in marketing and serves as first point to generate interest among potential partners.
Alliance with Vital Certifications and Benchmarkings Investors Service
The Vital Certifications and Benchmarkings is supported by a Technical Services Agreement, which entails Vital Certifications and Benchmarkings providing certain high-value technical services to VARIOUS RATING AGENCIES . Specifically, the agreements are aimed at benefiting Various Ratings Agencies in-house research capabilities, and providing it with access to Vital Certifications and Benchmarkings’s Industraila and Loacl research base. The agreements also envisage Vital Certifications and Benchmarkings’s conducting regular training and business seminars for various rating agencies analysts on various subjects to help them better understand and manage concepts and issues relating to the development of the Micro and Small Business and there markets in India.
The Vital Factor
· Facilitating Efficiency in Business...
Our information on products, Ratings, and solutions reflect independent, professional and impartial opinions, which assist businesses enhance the quality of their decisions and help issuers access a broader investor base and even lesser known companies approach the money and capital markets.
· The Research Factor...
We strongly believe that the quality of analytical output is a derivative of an organisation’s research capabilities. We have dedicated teams for Monetary, Fiscal, Industry and Sector research, and a panel of Advisors to enhance our in-house capabilities. Our research base enables us to maintain the highest standards of quality and credibility.
· Committed to the Development of the Financial Market...
The focus of Vital Certifications and Benchmarkings in the coming years will continue to be on developing innovative concepts and products in a dynamic market environment, generating and promoting wider investor awareness and interest, enhancing efficiency and transparency in the financial market, and providing a healthier environment for market participants and regulators.
Our Products and Services are Designed to:
a. Provide information and guidance to institutional and individual investors/creditors;
b. Enhance the ability of borrowers/issuers to access the money market and the capital market for tapping a larger volume of resources from a wider range of the investing public;
c. Assist the regulators in promoting transparency in the financial markets; and
d. Provide intermediaries with a tool to improve efficiency in the funds raising process.
Business Associate & Dealer evaluation Services
In the current economic climate when new Business Channel Partners cannot be relied upon to deliver sufficient revenues and bottom line profitability an effective business strategy is a vitally important component of Channel Partner, dealer network and manufacturer survival.
Many manufacturers manage their Business strategy through a 'Dealer Evaluation ' where there are varying levels of participation, manufacturer interest and customer recognition. A successful and sustaining Channel Partner programme will vary depending on the new car brand but it should always be appropriate to total volumes, vehicle values, customer expectations and the national market.
Using our dealer profiling tool, which allows us to capture and record vital dealer data, including current performance in comparison to manufacturer standards we can provide any motor manufacturer or importer with a clear view of their dealer network sales potential and training needs.
Our dealer profiling tool is bespoke to each country, dealer network or franchise and help to know the following questions like the the gross profit per unit from retailing Channel Partners, the average warranty cost , average stock turn and comparison from dealership to dealership and region to region, , the total potential for Channel Partner sales within the whole network,
We can provide you with clear and concise answers to these questions and many more to help you appreciate how dealers think, how they operate, the capacity and capabilities that they have, and what they need from you to help them grow profits and margins
How We Add Value
our MSME customers, and the markets at large, with independent analysis, benchmarks and tools. These help lenders and borrowers, investors, regulators, and market intermediaries make better-informed investment and business decisions. Our offerings allow MSMEs and their assoaites participants to become more transparent and efficient - by mitigating and managing risk, taking pricing decisions, generating more revenue, reducing time to market and enhancing returns. By helping shape public policy on infrastructure in emerging markets, we catalyse economic growth and development in these countries.
